Voluntary Benefits
Voluntary benefits for Texas businesses.
TL;DR
Kenly Insurance Advisors helps Texas businesses offer voluntary benefits - including accident insurance, critical illness coverage, and hospital indemnity - at no direct cost to the employer. These benefits pay cash directly to employees, helping them cover out-of-pocket expenses and protect their financial security.
What are voluntary benefits?
Voluntary benefits are insurance products that employees can choose to purchase through their employer via payroll deductions. The employer facilitates the offering, but the employee pays the premium. This allows businesses to offer a wider array of benefits without increasing their own costs.
The voluntary benefits we offer include:
- Accident Insurance - pays a lump sum directly to the employee to help cover costs associated with an accidental injury: emergency room visits, follow-up care, or everyday bills while recovering.
- Critical Illness Insurance - provides a lump-sum cash payment directly to the employee upon diagnosis of a serious illness such as cancer, heart attack, or stroke. Employees use the funds however they need: medical bills, mortgage payments, or living expenses.
- Hospital Indemnity Insurance - pays a fixed cash benefit directly to the employee for each day they are hospitalized. This cash goes straight to the employee, with no restrictions on how it's used.
How our voluntary benefits programs work
We make it easy to offer a comprehensive suite of voluntary benefits:
- 01
Strategy Session
We help you determine which voluntary benefits will be most valuable to your employees based on your workforce demographics and needs.
- 02
Plan Design
We design a voluntary benefits program that fits your team and ensures employees understand the value of what's being offered.
- 03
Employee Communication & Enrollment
We provide clear communication materials and manage the entire enrollment process for your team - making it easy for employees to enroll.
- 04
Ongoing Administration
We handle the administrative tasks associated with the program, including payroll deductions and ongoing support.
Who it's for
Voluntary benefits are a smart solution for any Texas business that wants to:
- Enhance their benefits package without increasing their budget.
- Provide employees with access to affordable, group-rate insurance that pays cash directly to them.
- Improve the financial wellness and security of their workforce.
- Compete with larger companies for top talent.
Offer more with voluntary benefits
Answer a few quick questions and see a rough monthly estimate for your team. About 60 seconds — no obligation, no pressure.
Prefer to talk? Book a benefits review.
FAQ
Frequently asked questions.
Curious what benefits would actually cost your business?
Answer a few quick questions and see a rough monthly estimate — or ask us about a package that costs the company nothing.